In providing services to you we may use or disclose your credit information for the following purposes:
- to manage your account and for the payment for our services;
- carrying our credit checks or otherwise assessing your creditworthiness;
- to take action if there is a payment default; or
- debt collection.
We will keep your credit information secure. Most credit information will be held in our customer application which is stored and processed in Australia and New Zealand. However, some credit information will be held in physical files at our offices or electronically in our computer network. Our staff have unique user identifications and passwords. We work to ensure that our staff understand all of their and our responsibilities under the Act. Our physical premises are protected by reasonable security precautions. We do use some services which involve the transfer, processing and storage of some credit information outside of Australia, including New Zealand and these are likewise protected by unique user identifications and passwords. Illion and its related bodies corporate as well as third party providers will collect, hold, use and disclose personal information for identity verification purposes.